In 2002, Ken Njoroge met with Bolaji Akinboro at a café and sketched out the idea for a payment platform on a napkin. The result: the Pan-African fintech giant Cellulant, a pioneer of a now-booming sector. To date, the platform operates in 35 African countries with millions of end users. The Kenyan entrepreneur recently shifted his focus to Pani, a boutique investment firm, empowering the next generation of entrepreneurs and the startup ecosystem in Africa. His firm offers executive coaching and cash investments to promising founders in exchange for equity. “I always had this thesis that early stage founders needed more patient angel capital,” Njoroge told Rest of World.